|

Rates and Yields Effective as of
November 3, 2008
Note:
All Rates and Annual Percentage Yields (APY) are subject to change.
| Transaction
Accounts |
Interest
Rate |
Annual
Percentage Yield |
|
Money
Market Checking
Minimum daily balance to earn published Rate
$1,500.00
|
| $
1,500.00 to $24,999.99 |
1.00 |
1.00 |
| $
25,000.00 to $49,999.99 |
1.00 |
1.00 |
| $
50, 000.00 to $99,999.99 |
1.25 |
1.25 |
| $100,000.00
and over |
1.30 |
1.31 |
Interest
Checking (Now Account)
Minimum
daily balance
to earn published Rate $800.00 |
0.50 |
0.50 |
| Certificates of Deposit |
Term of Deposit |
Interest Rate |
Annual Percentage Yield |
| $ 5,000.00 to $ 24,999.99 |
14 Days |
1.00 |
1.00 |
| $ 1,000.00 to $ 24,999.99 |
90 Days |
1.55 |
1.56 |
|
6 Month |
1.85 |
1.87 |
|
1 year |
2.25 |
2.27 |
|
18 Month |
2.30 |
2.32 |
|
2 Year |
2.45 |
2.48 |
|
3 Year |
2.65 |
2.68 |
|
4 Year |
2.70 |
2.73 |
|
5 Year |
2.75 |
2.78 |
| $ 25,000.00 to
$99,999.99 |
14 Days |
1.00 |
1.00 |
|
90 Days |
1.70 |
1.71 |
|
6 Month |
2.00 |
2.02 |
|
1 year |
2.40 |
2.43 |
|
18 Month |
2.45 |
2.48 |
|
2 Year |
2.50 |
2.53 |
|
3 Year |
2.80 |
2.84 |
|
4 Year |
2.90 |
2.94 |
|
5 Year |
2.95 |
2.99 |
| $100,000.00 + JUMBO'S |
14 Days |
1.25 |
1.26 |
|
90 Days |
1.75 |
1.76 |
|
6 Month |
2.25 |
2.27 |
|
1 year |
2.50 |
2.53 |
|
2 Year |
2.75 |
2.78 |
|
3 Year |
2.85 |
2.89 |
|
4 Year |
2.90 |
2.94 |
|
5 Year |
3.00 |
3.04 |
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| Regular Savings |
0.75 |
0.75 |
| IRA's - 18 Month variable rate |
2.75 |
2.78 |
| IRA's - 24 Month variable rate |
2.90 |
2.93 |
Contact our C.D. department at (830) 931-2201 or (830) 538-2201
for further information about applicable fees & terms
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