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Certificates of Deposit
For those who desire a fixed term investment, Castroville State Bank's certificates of deposit are a great choice. CD's are time deposits. That is, they are savings accounts that are locked-in for a set term or maturity. In return for locking in your money, the yields on such accounts are generally higher than that of passbook or statement savings accounts.
In addition to offering yields that are very competitive, your Castroville State Bank CD has a unique feature giving you the opportunity to increase the rate twice during the term of the certificate. You are also able to make deposits to your CD (subject to a minimum) on any certificate with a term of two years or less.
A penalty may be imposed for early withdrawal.
Our CDs are available in a variety of terms so that you can choose the maturity that best meets your lifestyle