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NEW FRAUD
VERIFICATION PROGRAM

Castroville State Bank is now participating in a new program allowing real time two way text to verify debit card transactions for quicker fraud identification & detection.

Please feel free to contact us to confirm we have your current cell phone number on file.

Personal Checking Accounts

Regular Checking Account

Minimum deposit to open  None
Minimum daily balance to avoid minimum  balance fee during the monthly statement cycle $400.00
        or
Minimum *average daily balance to avoid minimum balance fee during the monthly statement cycle. $750.00
Minimum balance fee imposed every statement cycle unless you maintain either the minimum daily balance or the minimum *average daily balance.  $ 4.00
Excess withdrawal fee (More than 20 withdrawals per monthly statement cycle), if minimum balance requirements are not met. $ .20 each

NOW Account

Minimum deposit to open  $800.00
Minimum daily balance to avoid minimum balance fee during the monthly statement cycle $800.00
        or
Minimum *average daily balance to avoid minimum balance fee during the monthly statement cycle. $1,250.00
Minimum balance fee imposed every statement cycle unless you maintain either the minimum daily balance or the minimum *average daily balance.

Fees could reduce the earnings on the account. 
$8.00

Money Market Demand Account

Minimum deposit  to open  $1,500.00
Minimum daily balance to avoid minimum balance fee.  $1,500.00
Minimum balance fee.  $10.00
Excess withdrawal fee (more than six checks, drafts, preauthorized, automatic, debit card, or similar transactions per monthly statement cycle).

Fees could reduce the earnings on the account.
$10.00
each

CSB Premier Account

Premier Checking account service charge $7.00
Personalized Checks at no charge to you
No Charge for Money Orders, Cashier's Checks and photocopies
Reduced Rates on Installment Loans
Many other benefits
Our best account
*Interest option available with the Premier Now Account - earns interest on daily balance - same benefits as above with an additional $8.00 monthly minimum balance  fee for not maintaining a minimum daily balance of $800.00.

Fees could reduce the earnings on the account.
Minimum deposit to open $800.00

CSB Premier Classic Checking Account

Available to Customers age 62 and above   
Premier Classic Account service charge $5.00
All of the benefits of the CSB Premier account plus added benefits all at one low monthly fee
*Interest option available with the Premier Classic Now Account - earns interest on daily balance - same benefits as above with an additional $8.00 monthly minimum balance fee for not maintaining a minimum daily balance of $800.00.
 

Fees could reduce the earnings on the account.

Minimum deposit to open $800.00

NO-Fee Senior Checking Account

Available to Customers age 55 and above 
Direct Deposit Required
No monthly service charge
One order of checks each year at no charge to you
Interest option available

Fees could reduce the earnings on the account.

*The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

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