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Your CSB certificate of deposit allows you:

  • the ability to deposit amounts of $1,000.00 or more into your certificate with a term of two years or less
  • withdrawals of principal before maturity (a penalty may be imposed for early withdrawal).

Rates

Rates and Yields Effective as of April 1, 2019

Note: All Rates and Annual Percentage Yields (APY) are subject to change.

Transaction Accounts Interest
Rate
Annual 
Percentage Yield

Money Market Checking

Minimum daily balance to earn published Rate  $1,500.00
$  1,500.00  to  $24,999.99 0.15 0.15
$ 25,000.00  to  $49,999.99 0.20 0.20
$  50, 000.00 to  $99,999.99 0.25 0.25
$100,000.00 and over 0.35 0.35
Interest Checking (Now Account)
Minimum daily balance to earn published Rate $800.00
0.10 0.10

  Term of Deposit Interest Rate Annual Percentage Yield

Certificates of Deposit

$ 5,000.00 to $ 24,999.99 14 Days 0.50 0.50
$ 1,000.00 to $ 24,999.99 90 Days 0.75 0.75
6 Month 1.00  1.00
1 Year 1.65 1.66
18 Month 1.75 1.76
2 Year 2.00 2.02
3 Year 2.10 2.12
4 Year 2.20 2.22
  5 Year 2.30 2.32
$ 25,000.00 to $99,999.99 14 Days 0.50 0.50
90 Days 1.00 1.00
6 Month 1.30 1.31
1 Year 1.75 1.76
18 Month 1.85 1.87
2 Year 2.10 2.12
3 Year 2.20 2.22
4 Year 2.30 2.32
  5 Year 2.40 2.43
$100,000.00 + JUMBO'S 14 Days 0.50 0.50
90 Days 1.10 1.11
6 Month 1.40 1.41
1 Year 1.85 1.87
2 Year 2.20 2.22
3 Year 2.40 2.43
4 Year 2.50 2.53
  5 Year 2.60 2.63

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Regular Savings

0.15 0.15

IRA's - 18 Month variable rate*

2.15 2.17

IRA's - 24 Month variable rate*

2.50 2.52

Contact our C.D. department at (830) 931-2201 or (830) 538-2201 for further information about applicable fees & terms

*On variable rate accounts the rate may change after account is open.

Maintenance or activity fees could reduce the earnings on above accounts.

A penalty may be imposed for early withdrawal on certificates of deposit and IRA's

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