Rates
Certificate of Deposit
$5,000.00 to $24,999.99 Minimum Opening Balance
| Terms of Deposit | Interest Rate | Annual Percentage Yield |
|---|---|---|
| 14 Days | 0.60 | 0.60 |
$ 1,000.00 to $ 24,999.99 Minimum Opening Balance
| Terms of Deposit | Interest Rate | Annual Percentage Yield |
|---|---|---|
| 90 Days | 2.25 | 2.27 |
| 6 Month | 4.50 | 4.59 |
| 1 Year | 4.35 | 4.44 |
| 18 Month | 2.60 | 2.63 |
| 2 Year | 2.50 | 2.53 |
| 3 Year | 2.10 | 2.12 |
| 4 Year | 2.15 | 2.17 |
| 5 Year | 2.20 | 2.22 |
$25,000.00 to $99,999.99 Minimum Opening Balance
| Terms of Deposit | Interest Rate | Annual Percentage Yield |
|---|---|---|
| 14 Days | 0.60 | 0.60 |
| 90 Days | 2.35 | 2.38 |
| 6 Month | 4.75 | 4.85 |
| 1 Year | 4.45 | 4.54 |
| 18 Month | 2.65 | 2.68 |
| 2 Year | 2.75 | 2.78 |
| 3 Year | 2.25 | 2.27 |
| 4 Year | 2.30 | 2.32 |
| 5 Year | 2.35 | 2.38 |
$100,000.00 + JUMBO’S Minimum Opening Balance
| Terms of Deposit | Interest Rate | Annual Percentage Yield |
|---|---|---|
| 14 Days | 0.70 | 0.70 |
| 90 Days | 2.50 | 2.53 |
| 6 Month | 5.00 | 5.12 |
| 1 Year | 4.55 | 4.65 |
| 2 Year | 3.00 | 3.04 |
| 3 Year | 2.40 | 2.43 |
| 4 Year | 2.45 | 2.48 |
| 5 Year | 2.50 | 2.53 |
Kasasa Cash
| Transaction Accounts | Interest Rate | Annual Percentage Yield |
|---|---|---|
| Balances up to and including $10,000.00 | 3.50 | 3.56 |
| Balances over $10,000.00 | 0.25 | 0.25 |
| When qualifications are not met | 0.05 | 0.05 |
Interest Checking (Now Account)
A $800.00 minimum daily balance is required to earn the published rate.
| Transaction Accounts | Interest Rate | Annual Percentage Yield |
|---|---|---|
| $800.00 to $24,999.99 | 0.10 | 0.10 |
| $25,000.00 to $49,99.99 | 0.10 | 0.10 |
| $50,000.00 to $99,999.99 | 0.10 | 0.10 |
| $100,000.00 to $499,999.99 | 1.00 | 1.00 |
| Over $500,000.00 | 1.50 | 1.51 |
Kasasa Saver
| Transaction Accounts | Interest Rate | Annual Percentage Yield |
|---|---|---|
| Balances up to and including $100,000.00 | 0.50 | 0.50 |
| Balances over $100,000.00 | 0.25 | 0.25 |
| When qualifications are not met | 0.05 | 0.05 |
Regular Savings
| Interest Rate | Annual Percentage Yield |
|---|---|
| 0.30 | 0.30 |
IRA’s 18 Month variable rate*
| Interest Rate | Annual Percentage Yield |
|---|---|
| 2.95 | 2.99 |
IRA’s 24 Month variable rate*
| Interest Rate | Annual Percentage Yield |
|---|---|
| 3.15 | 3.20 |
Money Market
$1,500.00 minimum daily balance to earn the published rate.
| Transaction Accounts | Interest Rate | Annual Percentage Yield |
|---|---|---|
| $1,500.00 to $24,999.99 | 0.20 | 0.20 |
| $25,000.00 to $49,999.99 | 0.25 | 0.25 |
| $50,000.00 to $99,999.99 | 0.30 | 0.30 |
| $100,000.00 to $499,999.99 | 1.40 | 1.41 |
| Over $500,00.00 | 1.90 | 1.92 |
*On variable rate accounts the rate may change after account is open.
Contact our Account Services Department at (830) 931-2201 for further information about applicable fees and terms.
Maintenance or activity fees could reduce the earnings on above accounts.
A penalty may be imposed for early withdrawal on Certificates of Deposit and IRA’s.
Considering a CSB Certificates?
Deposit amounts of $1,000.00 or more into your certificate with a term of two years or less. Plus, withdrawals of principal before maturity (a penalty may be imposed for early withdrawal).