This free account, exclusively available to Kasasa Cash and Kasasa Cash Back checking account holders, makes saving and growing your Kasasa® rewards effortless!

Details

Free account that builds your savings automatically

  • Kasasa Saver balance earns a high rate
    • 0.50% APY* on balances up to & including $100,000
    • 0.25% APY* on balances over $100,000
    • 0.05% APY* if qualifications are not met.
  • Links to free Kasasa Cash or Kasasa Cash Back checking
    • Sweeps earned Kasasa checking rewards into this account every month
  • No minimum balance requirements
  • No monthly maintenance fees
  • Online banking services including:
    • Free e-Statements
  • $50 minimum deposit to open.

Qualifying Is Easy

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least one direct deposit, ACH credit or ACH payment transaction
  • Be enrolled in and agree to receive e-Statements
  • Have 12 debit card transactions.

Don’t worry…

There’s no reason to worry if you don’t meet these qualifications. Your Kasasa accounts are still free and you can still earn the base rate on your Kasasa Saver balance.

Plus, you can get right back to earning your full rewards the very next cycle that you qualify.

*APY = Annual Percentage Yield  

Disclosure

Kasasa Saver with Kasasa Cash

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the monthly qualification cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly qualification cycle” means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. Contact one of our branch service representatives for specific monthly qualification cycle dates.

Reward Information: When your linked Kasasa Cash account qualifications are met during a monthly qualification cycle, daily balances up to and including $100,000 in your Kasasa Saver account earn an APY of 0.50% and daily balances over $100,000 earn an interest rate of 0.25% on the portion of the daily balance over $100,000, resulting in a range from 0.50% to 0.25% APY depending on the account’s daily balance. When your linked Kasasa Cash account qualifications are not met, the entire daily balance in the Kasasa Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05% APY. Interest will be credited to your Kasasa Saver account on the last day of the current statement cycle. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs are accurate as of 06/14/2021. Rates, rewards and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $50 minimum deposit is required to open the Saver account. A $50 minimum deposit is required to open the Cash account. Monthly Direct Deposit/ACH credit/ACH debit, enrollment in e-statements and twelve (12) debit card transactions are conditions of these accounts. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account’s qualifications. Limit of one account(s) per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash account is required to have a Kasasa Saver account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our Bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Kasasa Saver with Kasasa Cash Back

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the monthly qualification cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly qualification cycle” means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. Contact one of our branch service representatives for specific monthly qualification cycle dates.

Reward Information: When your linked Kasasa Cash Back account qualifications are met during a monthly qualification cycle, daily balances up to and including $100,000 in your Kasasa Saver account earn an APY of 0.50% and daily balances over $100,000 earn an interest rate of 0.25% on the portion of the daily balance over $100,000, resulting in a range from 0.50% to 0.25% APY depending on the account’s daily balance. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. In addition, the entire daily balance in the Kasasa Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05% APY. Interest will be credited to your Kasasa Saver account on the last day of the current statement cycle. The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs are accurate as of 06/14/2021. Rates, rewards and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $50 minimum deposit is required to open the Saver account. A $50 minimum deposit is required to open the Cash Back account. Monthly Direct Deposit/ACH credit/ACH debit, enrollment in e-statements and twelve (12) debit card transactions are conditions of these accounts. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account’s qualifications. Limit of one account(s) per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash Back account is required to have a Kasasa Saver account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our Bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Trademarks: Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

Accurate as of 06/14/2021